by Smith Brothers | Insurance
Employers commonly make several mistakes during open enrollment, a busy and stressful period that comes with a high potential for errors. For employees, these mistakes can result in confusion and frustration, as well as missed opportunities to make the most of their...
by Smith Brothers | Insurance
Phishing attacks, in which cybercriminals manipulate users into disclosing sensitive information or installing malware through fraudulent communications, have been a persistent cybersecurity threat, often resulting in significant financial and reputational damage....
by Smith Brothers | Insurance
Glastonbury, CT – Smith Brothers Insurance LLC has announced the acquisition of Moscato & Associates, effective August 1, 2025. Moscato & Associates, an independent agency specializing in Employee Benefits, Individual Health, and Medicare, will maintain their...
by Smith Brothers | Insurance
Employers with group health plans that provide prescription drug coverage to Medicare-eligible individuals are subject to specific disclosure obligations under Medicare Part D. Medicare Part D requires employers to disclose whether their prescription drug coverage is...
by Smith Brothers | Insurance
If you’re using your personal vehicle to deliver food, groceries, or other goods for income, it’s essential to understand how insurance applies. Many drivers assume their regular auto policy provides full coverage, but that’s often not the case once your car is used...
by Smith Brothers | Insurance
During periods of economic or business uncertainty, employers may need to downsize their workforce. Such reductions can take a variety of forms but frequently include employee layoffs or furloughs. Employers who take these measures must ensure that they are in...
