Employee Benefits

Your employees’ health and wellbeing are integral to your business success.

Smith Brothers Insurance has the knowledge and experience to guide companies through the growing complexity and unpredictability of the employee benefits marketplace. We develop benefit plans that support your business success and the health and wellbeing of your employees and their families.

Your employees’ health and wellbeing are integral to your business success.

Smith Brothers Insurance has the expertise to guide companies through the growing complexity and unpredictability of the employee benefits marketplace. We develop benefit plans that support your business success and the health and wellbeing of your employees and their families.

Smith Brothers offers:

  • Group Medical Insurance
  • Group Dental Insurance
  • Individual Health Plans (ICHRA)
  • Short and Long-Term Disability Insurance
  • Paid Family Medical Leave
  • Vision Plans
  • Group Life Insurance
  • Key Person Life Insurance
  • Healthcare Reimbursement Arrangements (HRA)
    • Healthcare Savings Accounts (HSA)
    • Flexible Spending Accounts (FSA)
    • Executive Compensation/Non-qualified Deferred Compensation
    • Online Enrollment
    • Pension/Retirement/401(k)/ 403(b)
    • Voluntary Benefits
    • Wellness Services and Wellbeing Plans

    ICHRA Basics – An overview of the newest way for employers to fund health benefits

    Established by the Federal government in late 2019, the Individual Coverage Health Reimbursement Arrangement (ICHRA) quickly moved out of focus with the onset of the COVID pandemic in early 2020. However, this innovative way of funding employee health benefits is now gaining significant momentum with employers nationwide due to its many advantages for employers and employees.

    Connect With An Employee Benefits Specialist

    Our Services Include

    Strategic Planning

    Benefits, Financial, Compliance, and Wellbeing Consulting

    Wellbeing

    Consulting, Program Building, Vendor Sourcing, Communications, HealthyLeader Development Program

    Technology & Communication

    HRIS System, Online Enrollment, Employee Education/Training, New Hire Onboarding, Private Exchange Platforms

    Financial Underwriting

    Claims Trending/Loss Forecasting, Plan & Funding Models, Benchmarking, Renewal Projections, Pricing Negotiations

    Regulatory Compliance

    Dedicate Compliance Officer, ERISA & Labor Attorneys, Annual Compliance Audit, Regulatory Alerts, Legal Notices

    HR Support & Resources

    Service Plan & Calendar, Client Info Portal, HR Hotline, Day-to-Day Admin Support

    HR Support & Resources

    Service Plan & Calendar, Client Info Portal, HR Hotline, Day-to-Day Admin Support

    LOCATIONS

    68 National Drive
    Glastonbury, CT 06033
    860-652-3235
    1110 Boston Post Rd
    Guilford, CT 06437
    203-458-4000
    501 Main St, Monroe, CT 06468
    Surety | Suite 2D | 203-445-8388
    Business & Personal Insurance | Suite 101 | 203-268-9999
    377 Main Street
    Unit 103
    Niantic, CT 06357
    860-652-3235
    127 Norwich Rd
    Plainfield, CT 06374
    860-564-3315
    363 So Center Street
    Windsor Locks, CT 06096
    860-652-3235

     

    229 Main Street
    Milford, MA 01757
    508-473-4045
    182 Main Street, Suite 202
    Northampton, MA 01060
    844-923-7873
    300 Main Street
    Oxford, MA 01540
    508-987-0333
    195 Lake Ave,
    Worcester, MA 01604
    508-969-1786

     

    70 Tanner Street
    Haddonfield, NJ 08033
    800-220-3434

     

    6 McMaster Street, Suite 2
    Owego, NY 13827
    607-687-3444
    14 Columbia Circle, Suite 204
    Albany, NY 12203
    518-477-5150
    300 Plaza Drive
    Vestal, NY 13850
    607-754-1411
    418 Waverly Street
    Waverly, NY 14892
    607-565-2872

     

    68 National Drive
    Glastonbury, CT 06033
    860-652-3235
    1110 Boston Post Rd
    Guilford, CT 06437
    203-458-4000
    501 Main St, Monroe, CT 06468
    Surety | Suite 2D | 203-445-8388
    Business & Personal Insurance | Suite 101 | 203-268-9999
    377 Main Street
    Unit 103
    Niantic, CT 06357
    860-652-3235
    127 Norwich Rd
    Plainfield, CT 06374
    860-564-3315
    363 So Center Street
    Windsor Locks, CT 06096
    860-652-3235
    229 Main Street
    Milford, MA 01757
    508-473-4045
    182 Main Street, Suite 202
    Northampton, MA 01060
    844-923-7873
    300 Main Street
    Oxford, MA 01540
    508-987-0333
    195 Lake Ave,
    Worcester, MA 01604
    508-969-1786
    70 Tanner Street
    Haddonfield, NJ 08033
    800-220-3434

     

    6 McMaster Street, Suite 2
    Owego, NY 13827
    607-687-3444
    14 Columbia Circle, Suite 204
    Albany, NY 12203
    518-477-5150
    300 Plaza Drive
    Vestal, NY 13850
    607-754-1411
    418 Waverly Street
    Waverly, NY 14892
    607-565-2872

    LOCATIONS

    68 National Drive
    Glastonbury, CT 06033
    860-652-3235
    1110 Boston Post Rd
    Guilford, CT 06437
    203-458-4000
    501 Main St, Monroe, CT 06468
    Surety | Suite 2D | 203-445-8388
    Business & Personal Insurance | Suite 101 | 203-268-9999
    377 Main Street
    Unit 103
    Niantic, CT 06357
    860-652-3235
    127 Norwich Rd
    Plainfield, CT 06374
    860-564-3315
    363 So Center Street
    Windsor Locks, CT 06096
    860-652-3235

     

    229 Main Street
    Milford, MA 01757
    508-473-4045
    182 Main Street, Suite 202
    Northampton, MA 01060
    844-923-7873
    300 Main Street
    Oxford, MA 01540
    508-987-0333
    195 Lake Ave,
    Worcester, MA 01604
    508-969-1786

     

    70 Tanner Street
    Haddonfield, NJ 08033
    800-220-3434

     

    6 McMaster Street, Suite 2
    Owego, NY 13827
    607-687-3444
    14 Columbia Circle, Suite 204
    Albany, NY 12203
    518-477-5150
    300 Plaza Drive
    Vestal, NY 13850
    607-754-1411
    418 Waverly Street
    Waverly, NY 14892
    607-565-2872

     

    68 National Drive
    Glastonbury, CT 06033
    860-652-3235
    1110 Boston Post Rd
    Guilford, CT 06437
    203-458-4000
    501 Main St, Monroe, CT 06468
    Surety | Suite 2D | 203-445-8388
    Business & Personal Insurance | Suite 101 | 203-268-9999
    377 Main Street
    Unit 103
    Niantic, CT 06357
    860-652-3235
    127 Norwich Rd
    Plainfield, CT 06374
    860-564-3315
    363 So Center Street
    Windsor Locks, CT 06096
    860-652-3235
    229 Main Street
    Milford, MA 01757
    508-473-4045
    182 Main Street, Suite 202
    Northampton, MA 01060
    844-923-7873
    300 Main Street
    Oxford, MA 01540
    508-987-0333
    195 Lake Ave,
    Worcester, MA 01604
    508-969-1786
    70 Tanner Street
    Haddonfield, NJ 08033
    800-220-3434

     

    6 McMaster Street, Suite 2
    Owego, NY 13827
    607-687-3444
    14 Columbia Circle, Suite 204
    Albany, NY 12203
    518-477-5150
    300 Plaza Drive
    Vestal, NY 13850
    607-754-1411
    418 Waverly Street
    Waverly, NY 14892
    607-565-2872