Employee Benefits
Your employees’ health and wellbeing are integral to your business success.
Smith Brothers Insurance has the knowledge and experience to guide companies through the growing complexity and unpredictability of the employee benefits marketplace. We develop benefit plans that support your business success and the health and wellbeing of your employees and their families.
Your employees’ health and wellbeing are integral to your business success.
Smith Brothers Insurance has the expertise to guide companies through the growing complexity and unpredictability of the employee benefits marketplace. We develop benefit plans that support your business success and the health and wellbeing of your employees and their families.
Smith Brothers offers:
- Group Medical Insurance
- Group Dental Insurance
- Individual Health Plans (ICHRA)
- Short and Long-Term Disability Insurance
- Paid Family Medical Leave
- Vision Plans
- Group Life Insurance
- Key Person Life Insurance
- Healthcare Reimbursement Arrangements (HRA)
- Healthcare Savings Accounts (HSA)
- Flexible Spending Accounts (FSA)
- Executive Compensation/Non-qualified Deferred Compensation
- Online Enrollment
- Pension/Retirement/401(k)/ 403(b)
- Voluntary Benefits
- Wellness Services and Wellbeing Plans
ICHRA Basics – An overview of the newest way for employers to fund health benefits
Established by the Federal government in late 2019, the Individual Coverage Health Reimbursement Arrangement (ICHRA) quickly moved out of focus with the onset of the COVID pandemic in early 2020. However, this innovative way of funding employee health benefits is now gaining significant momentum with employers nationwide due to its many advantages for employers and employees.
Connect With An Employee Benefits Specialist
Our Services Include
Strategic Planning
Benefits, Financial, Compliance, and Wellbeing Consulting
Wellbeing
Consulting, Program Building, Vendor Sourcing, Communications, HealthyLeader Development Program
Technology & Communication
HRIS System, Online Enrollment, Employee Education/Training, New Hire Onboarding, Private Exchange Platforms
Financial Underwriting
Claims Trending/Loss Forecasting, Plan & Funding Models, Benchmarking, Renewal Projections, Pricing Negotiations
Regulatory Compliance
Dedicate Compliance Officer, ERISA & Labor Attorneys, Annual Compliance Audit, Regulatory Alerts, Legal Notices
HR Support & Resources
Service Plan & Calendar, Client Info Portal, HR Hotline, Day-to-Day Admin Support
HR Support & Resources
Service Plan & Calendar, Client Info Portal, HR Hotline, Day-to-Day Admin Support
LOCATIONS
68 National Drive Glastonbury, CT 06033 860-652-3235 |
1110 Boston Post Rd Guilford, CT 06437 203-458-4000 |
501 Main St, Monroe, CT 06468 Surety | Suite 2D | 203-445-8388 Business & Personal Insurance | Suite 101 | 203-268-9999 |
377 Main Street Unit 103 Niantic, CT 06357 860-652-3235 |
127 Norwich Rd Plainfield, CT 06374 860-564-3315 |
363 So Center Street Windsor Locks, CT 06096 860-652-3235 |
229 Main Street Milford, MA 01757 508-473-4045 |
182 Main Street, Suite 202 Northampton, MA 01060 844-923-7873 |
300 Main Street Oxford, MA 01540 508-987-0333 |
195 Lake Ave, Worcester, MA 01604 508-969-1786 |
70 Tanner Street Haddonfield, NJ 08033 800-220-3434 |
6 McMaster Street, Suite 2 Owego, NY 13827 607-687-3444 |
14 Columbia Circle, Suite 204 Albany, NY 12203 518-477-5150 |
300 Plaza Drive Vestal, NY 13850 607-754-1411 |
418 Waverly Street Waverly, NY 14892 607-565-2872 |
68 National Drive Glastonbury, CT 06033 860-652-3235 |
1110 Boston Post Rd Guilford, CT 06437 203-458-4000 |
501 Main St, Monroe, CT 06468 Surety | Suite 2D | 203-445-8388 Business & Personal Insurance | Suite 101 | 203-268-9999 |
377 Main Street Unit 103 Niantic, CT 06357 860-652-3235 |
127 Norwich Rd Plainfield, CT 06374 860-564-3315 |
363 So Center Street Windsor Locks, CT 06096 860-652-3235 |
229 Main Street Milford, MA 01757 508-473-4045 |
182 Main Street, Suite 202 Northampton, MA 01060 844-923-7873 |
300 Main Street Oxford, MA 01540 508-987-0333 |
195 Lake Ave, Worcester, MA 01604 508-969-1786 |
70 Tanner Street Haddonfield, NJ 08033 800-220-3434 |
6 McMaster Street, Suite 2 Owego, NY 13827 607-687-3444 |
14 Columbia Circle, Suite 204 Albany, NY 12203 518-477-5150 |
300 Plaza Drive Vestal, NY 13850 607-754-1411 |
418 Waverly Street Waverly, NY 14892 607-565-2872 |