Employee Benefits
Your employees’ health and wellbeing are integral to your business success.
Smith Brothers Insurance has the knowledge and experience to guide companies through the growing complexity and unpredictability of the employee benefits marketplace. We develop benefit plans that support your business success and the health and wellbeing of your employees and their families.
Your employees’ health and wellbeing are integral to your business success.
Smith Brothers Insurance has the expertise to guide companies through the growing complexity and unpredictability of the employee benefits marketplace. We develop benefit plans that support your business success and the health and wellbeing of your employees and their families.
Smith Brothers offers:
- Group Medical insurance
- Group Dental Insurance
- Short and Long-Term Disability Insurance
- Vision Plans
- Group Life Insurance
- Key Person Life Insurance
- Healthcare Reimbursement Arrangements (HRA)
- Healthcare Savings Accounts (HAS)
- Flexible Spending Accounts (FSA)
- Executive Compensation/Non-qualified Deferred Compensation
- Online Enrollment
- Pension/Retirement/401(k)/ 403(b)
- Voluntary Health Benefits
- Wellness Services and Wellbeing Plans
Affordable Care Act Assistance (ACA)
Smith Brothers can help you understand and navigate ACA and its potential impact on your business. We’ll guide you and can offer ACA expertise, support, and compliant solutions that are right for your business.
ICHRA Basics – An overview of the newest way for employers to fund health benefits
Established by the Federal government in late 2019, the Individual Coverage Health Reimbursement Arrangement (ICHRA) quickly moved out of focus with the onset of the COVID pandemic in early 2020. However, this innovative way of funding employee health benefits is now gaining significant momentum with employers nationwide due to its many advantages for employers and employees.
Connect With An Employee Benefits Specialist
Our Services Include
Strategic Planning
Benefits, Financial, Compliance, and Wellbeing Consulting
Wellbeing
Consulting, Program Building, Vendor Sourcing, Communications, HealthyLeader Development Program
Technology & Communication
HRIS System, Online Enrollment, Employee Education/Training, New Hire Onboarding, Private Exchange Platforms
Financial Underwriting
Claims Trending/Loss Forecasting, Plan & Funding Models, Benchmarking, Renewal Projections, Pricing Negotiations
Regulatory Compliance
Dedicate Compliance Officer, ERISA & Labor Attorneys, Annual Compliance Audit, Regulatory Alerts, Legal Notices
HR Support & Resources
Service Plan & Calendar, Client Info Portal, HR Hotline, Day-to-Day Admin Support
HR Support & Resources
Service Plan & Calendar, Client Info Portal, HR Hotline, Day-to-Day Admin Support