Blogs
Homeowners Insurance vs. Flood Insurance: What’s Covered and Why the Difference Matters
When heavy rain, hurricanes, or flash flooding make headlines, many homeowners assume their insurance policy will cover any resulting damage. Unfortunately, that's not always the case. One of the most common misconceptions in personal insurance is that homeowners...
How Home Upgrades Can Affect Homeowners Insurance Premiums
How Home Upgrades Can Affect Homeowners Insurance Premiums Home improvement projects are often viewed through the lens of comfort, curb appeal, and property value. But many homeowners are surprised to learn that certain upgrades can also affect their homeowners...
Homeowners Insurance Costs Explained: What Affects Your Premium and How You Can Save
Many homeowners are asking, "Why is my homeowners insurance so expensive?" Whether you're buying a new home or reviewing your current policy, understanding what drives homeowners insurance costs can help you make informed coverage decisions and potentially lower your...
What Insurance Information Do Mortgage Lenders Require Before Closing?
Buying a home is exciting, but insurance issues can create unexpected delays just days before closing. Understanding what your mortgage lender needs from your insurance policy can help keep your home purchase on track. Before closing on a home, mortgage lenders...
Smith Brothers Insurance Expands into Western Connecticut with Addition of Norcom Insurance
Glastonbury, CT – Effective July 1, 2026 – Smith Brothers Insurance, LLC announced the addition of Norcom Insurance, located in Avon, CT, expanding its presence into western Connecticut with its first office west of Hartford. Smith Brothers Insurance, headquartered at...
Real Estate Industry Trends to Watch
The commercial real estate market enters 2026 with tentative stabilization and signs of modest recovery. Growing optimism in the leasing and capital markets is being driven in part by stronger-than-expected U.S. economic performance in certain sectors during 2025....
Overlap Between FMLA and Workers’ Compensation
When employees are injured or become ill on the job, they may be covered by various laws. For example, workers’ compensation is a form of insurance that provides financial assistance, medical care and other benefits for employees who are injured or disabled on the...
Warehouse Security Systems, Fencing, Lighting, and Access Control
Warehouses hold significant quantities of high-value inventory, making them prime targets for criminal activity, including break-ins and employee theft. Busy loading docks, a steady stream of delivery vehicles, and regular shift changes mean doors are frequently open,...
Message from Joe – President & CEO – November 2025
I recently attended the National Summit for Middle Market Funds with a few of our Risk Advisors. This summit is hosted by the Small Business Investor Alliance (SBIA) which is the voice for small business and private equity alignment. I love the energy in this...
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LOCATIONS
| 38 Security Drive Avon, CT 06001 860-652-3235 |
68 National Drive Glastonbury, CT 06033 860-652-3235 |
1110 Boston Post Rd Guilford, CT 06437 203-458-4000 |
| 501 Main Street Suite 101 Monroe, CT 06468 203-268-9999 |
127 Norwich Rd Plainfield, CT 06374 860-564-3315 |
26 Clark Ln Waterford, CT 06385 860-652-3235 |
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1720 Post Road East, Suite 222
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1123 Main Street Willimantic, CT 06226 860-652-3235 |
363 So Center Street |
| 53 Dilla Street Milford, MA 01757 508-473-4045 |
182 Main Street, Suite 202 Northampton, MA 01060 844-923-7873 |
300 Main Street Oxford, MA 01540 508-987-0333 |
| 595 Haddon Avenue Collingswood, NJ 08108 800-220-3434 |
| 14 Columbia Circle, Suite 204 Albany, NY 12203 518-477-5150 |
950 Danby Road, Suite 102 Ithaca, NY 14850 607-216-1450 |
6 McMaster Street, Suite 2 Owego, NY 13827 607-687-3444 |
| 300 Plaza Drive Vestal, NY 13850 607-754-1411 |
418 Waverly Street Waverly, NY 14892 607-565-2872 |
| 38 Security Drive Avon, CT 06001 860-652-3235 |
| 68 National Drive Glastonbury, CT 06033 860-652-3235 |
| 1110 Boston Post Rd Guilford, CT 06437 203-458-4000 |
| 501 Main Street Suite 101 Monroe, CT 06468 203-268-9999 |
| 127 Norwich Rd Plainfield, CT 06374 860-564-3315 |
| 26 Clark Ln Waterford, CT 06385 860-652-3235 |
| 1720 Post Road East, Suite 222 Westport, CT 06880 203-655-9766 |
| 1123 Main Street Willimantic, CT 06226 860-652-3235 |
| 363 So Center Street Windsor Locks, CT 06096 860-652-3235 |
| 53 Dilla Street Milford, MA 01757 508-473-4045 |
| 182 Main Street, Suite 202 Northampton, MA 01060 844-923-7873 |
| 300 Main Street Oxford, MA 01540 508-987-0333 |
| 595 Haddon Avenue Collingswood, NJ 08108 800-220-3434 |
| 14 Columbia Circle, Suite 204 Albany, NY 12203 518-477-5150 |
| 950 Danby Road, Suite 102 Ithaca, NY 14850 607-216-1450 |
| 6 McMaster Street, Suite 2 Owego, NY 13827 607-687-3444 |
| 300 Plaza Drive Vestal, NY 13850 607-754-1411 |
| 418 Waverly Street Waverly, NY 14892 607-565-2872 |
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