Insurance Agent Website FAQs

Smith Brothers provides risk management and insurance solutions to protect individuals, families and businesses. This includes personal insurance (auto, home, life, umbrella), business insurance (property, liability, workers’ comp, etc.), employee benefits, surety bonds, individual health insurance, Medicare, and solutions for high high-net-worth individuals.

Being independent gives us access to multiple carriers to ensure you have coverage to meet your current and future needs. As an independent broker, we provide risk management solutions first then insurance programs focused on your best interests. Should a loss occur our claims team will work with you to make sure your situation receives proper attention and resolution.

Every situation is different. We will listen to understand your life and/or business situation, talk through your assets, risks, and goals to build a personalized plan so you’re neither over nor under-insured to ensure your coverage matches your needs and objectives.

We understand price is a factor for any purchase. Understanding your needs and objectives gives us opportunity to work with multiple carriers to compare rates and discounts to find the best value while ensuring you have the right coverage to protect you.

Yes. Most carriers provide savings when you bundle home and auto or combine other policies like renters, life, or umbrella insurance. We’ll explore the options for you.

At least once a year or after major life changes like buying a home, getting married, having a child, new driver, or starting a business. Reviewing your life and/or business risks and objectives at least once a year is a good practice to ensure you keep your coverage up to date and aligned with your needs.

Yes. Our team specializes in business insurance for most industries for businesses of all sizes.

Things like driving history, vehicle type, location, credit (in some states), and coverage limits all play a role. We’ll review all this, take you through applicable options, and work with you to protect your assets.

Call or fill out our quick online form. We’ll gather some information to get started, then talk through applicable options in order to provide solutions.

Yes. We offer health insurance options for individuals, Medicare, student plans, and employee benefits for your business.